BE TRANSPARENT
Mutual transparency is crucial when dealing with something as complex as mortgage financing. At The Mortgage Trail, we’ll make sure you’re up-to-date every step of the way. Around here, there are no surprises!
BE DILIGENT
Here at The Mortgage Trail, we’re first and foremost shopping for your mortgage. Our diligence in making sure our “shopping list” of lending products is up-to-date is crucial to our business…and to your options!
BE INFORMATIVE
Part of every mortgage process is making sure that you yourself know what you need to know in order to make the very best decision possible. Here at The Mortgage Trail, we’re prepared and happy to inform you!
In the mortgage industry, there’s never a one-size-fits-all solution. Each new client of The Mortgage Trail deserves and receives individualized analysis and service, so that their arrangement is tailor-made to their circumstances. To the right of this paragraph are just some of the situations we deal with ever day here at TMT. We’ve been in business since 2013, and our people have even more experience than that. Here at The Mortgage Trail, we’ve truly seen it all.
This area requires a fundamental approach assuming that people have no experience in mortgage financing. The Mortgage Trail’s approach follows a systematic, three step approach:
- We listen. People enjoy explaining their aspirations and we like to hear their dreams.
- We explain options. People enjoy the explanation of the mortgage landscape and how they can understand the best solution for their situation.
- We deliver. People enjoy hearing the action plan based upon the firm’s experience and breadth of Lenders.
People that have equity in their home, and who are carrying consumer debt (eg. Credit Card, Line of Credit, etc.) like to understand the options available to possibly improve cash flow and reduce interest costs.
Proof of income can be difficult to verify for those who are self-employed. We’ll sit down with you, look at your situation, and help you determine which kind of loan you qualify for.
With Canada’s amazing immigration policies, we are more than happy to help those who are new to our great country. With our broad Lender reach we have unique options for those with limited Canadian credit history and work experience.
The Mortgage Trail is fully certified by the country’s two providers of reverse mortgages. Whether a senior is looking to pay-off a current traditional mortgage to improve cash-flow or are looking to structure an income stream the options will be explained in a respectful and sensitive manner.
When your mortgage term is up, we are happy to explain the options available to you. Should you choose to make a change, or if you are just looking for information, we are happy to help.